Best Baccarat Online Casinos

⭐ How to Play Baccarat with Casino Bonuses

All of the online baccarat bonuses provide excellent value, but you might face some restrictions in the bonus terms and conditions that limit the games you can play. So, before picking a baccarat online casino bonus, check if the bonus funds are exclusively for online slots.

Another point to note is the bonus wagering. Online casino bonuses come with playthrough requirements preventing you from claiming the bonus and leaving immediately. Different games contribute differently toward these requirements, with wagers on online slots contributing 100%. Table games like baccarat always have a lower contribution rate, usually 20% or less. Pay attention to wagering requirements, especially when claiming deposit match bonuses.

BonusFinder went on a mission to find the best online baccarat sites for American players. If you’re curious about our findings, check out the rankings below!

⭐ How We Ranked the Best Baccarat Casinos

When ranking the best online baccarat casinos, there are a few main categories that we pay special attention to. Naturally, all of the online gambling sites recommended are regulated and licensed sites accepting US players. Our evaluations of these real money online casino sites take the following factors into consideration:

• Selection of baccarat games: this is a bit of a no-brainer, but the best online baccarat sites need to have a good variety of baccarat game options. We’re looking for online gambling sites that preferably offer multiple baccarat games, both live dealer baccarat games and software-based games. Furthermore, if a casino operates in various states and offers baccarat on all its sites, it will reflect positively in our review.
• Best online casino bonuses: we’re looking for casino sites that have either welcome bonuses or ongoing promotions that also baccarat players can enjoy.
• Overall online gambling experience: at the end of the day, the best baccarat casino will offer an overall enjoyable gaming experience. We’re seeking smooth live baccarat games, easy registration processes, and professional customer support staff.

Many online casinos have baccarat games, and our review only covers the casinos that we enjoyed the most. For more information about our review process, visit our How We Review page.

⭐ Baccarat Versions

There are different versions of online baccarat, some more popular than others. We’ve listed some examples below. The mainstream version of an online baccarat game in the U.S. is Punto Banco, but you will also encounter other online baccarat variants.

• Punto Banco
• Mini Baccarat
• Chemin de Fer
• Baccarat Banque
• Speed Baccarat
• Baccarat Squeeze

Live Dealer Baccarat

Like many other casino games, baccarat also has various live dealer versions. Live dealer baccarat is one of the most popular casino games in US live casinos. Despite being overshadowed by the blackjack supply, most online casinos offer at least one or a few baccarat live dealer games. Evolution Gaming provides most live baccarat games in the US.

Live dealer baccarat is as close to playing baccarat at a real casino table as possible. There is a real person who’s dealing cards live while you and other players place your wagers, which adds novelty and excitement to the game. Live baccarat also allows playing a popular game mode that a software-based game can’t replicate: squeeze.

Baccarat Squeeze

Squeeze is a technique a baccarat dealer uses to make the game more exciting. In all simplicity, it’s a ritual to reveal the card’s value as slowly as possible by bending it. The squeeze doesn’t affect the game’s outcome, but it’s an exciting mechanic that adds to the suspense.

⭐ How to Play Online Baccarat

Online baccarat has the same base rules as real-life baccarat. Instead of sitting at a physical table, you’re sitting in the comfort of your home, taking on a virtual or a real live dealer. Baccarat is one of the most popular casino games for a good reason: it’s incredibly beginner-friendly. If you’re new to card games and would like an easy game, baccarat is an excellent option!

If you’re not familiar with the rules of baccarat, you can find extensive guides on your chosen casino site to help get you started. We’ve also introduced the basics of the game below, but for a more thorough read about baccarat, visit the BonusFinder Baccarat Guide.

Basic Rules of Baccarat

Baccarat is a very simple game. When a round starts, you bet on one of three possible outcomes: the banker bet, the player bet, or the tie bet (not considering any variations of side bets). The dealer then deals two cards for the banker and the player. Then, the dealer counts the value of the player’s two cards and, depending on the hand, either deals an additional card or doesn’t. The baccarat hand that’s the closest to 9 wins. It’s simple, but there’s a bit more to it.

Baccarat has different card values from the usual, but they’re pretty easy to remember:

• Ace: worth 1 point
• Cards 2-9: worth their face value
• 10 and face cards: worth 0

After the dealer has dealt the first two cards, there are a few possible outcomes depending on the hand values. If the hand total value is more than 9, only the second digit counts (so, for example, cards 5 and 9 would equal 5+9 = 14, where only the latter digit 4 counts). The dealer moves to the banker after the player’s hand has set.

• If the player’s hand value is 0-5, it will be dealt a third card. The value of the player’s third card, alongside the banker’s initial two-card hand value, determines if the banker draws a third card. Banker always draws on 0-2.
• If the player’s hand is 6 or 7, it stands. If the player stands and the banker has 0-5, the banker is dealt a card.
• If the player or banker hand scores 8 or 9, the hand is considered a natural win and ends immediately.

The three bet options have different payouts: Banker pays 1 to 1 and commission, Player even money 1 to 1, and Tie 1 to 8. The banker bet has the highest odds of winning.

Side Bets

Baccarat tables also offer the option to place side bets. These are less common and, much like tie bets, have a high payout rate alongside a notably high house edge. Common side bet types are pair bets: wagers on the banker or player’s first two cards being of the same value.

While these kinds of baccarat bets are exciting, they’re highly unlikely and favor the house.

Dragon Bonus in Baccarat

If you’ve played real money baccarat online, you’ve probably encountered the term ‘Dragon.’ Dragon in baccarat is a popular side bet widely available at American online casinos.

Simply put, dragon is a side bet where you wager on the gap between the banker and the player’s hands. The bigger the difference between the two hands, the bigger your potential payout. Note that the bet is NOT a win if the difference is less than four points. The payout table for a dragon bet looks like this:

As the table demonstrates, the payout grows as the gap grows. While the 30-1 payout is juicy, a win by 9 points is extremely rare. It’s a very risky bet that, most of the time, doesn’t pay off.

⭐ Online Baccarat Strategy

If you’re new to the game, you’re probably looking for the best baccarat strategy to increase your chances of bringing home winnings. While some argue that you could apply baccarat strategies in a land-based casino, there are few tips or strategies for starting online baccarat for real money. Playing baccarat online means that you can’t, for example, pick the table with the fewest decks.

Still, you should jot down a couple of pointers. However, our tips won’t ensure you’ll win, as baccarat is a very luck-based game.

• Manage your bankroll: you’ll find this tip applied to every and all casino games that pay real money, but managing your bankroll is something that we can’t emphasize enough. Keep your bets moderate if you want to play longer, regardless of whether you are playing a classic baccarat game or different baccarat variants like mini-baccarat. Also, check what are the bet limits in your chosen game.
• Bet on the banker: the banker bet has the best chance of winning. If you want to play it safe, bet on the banker. The odds of the player bet are not that far behind, as the difference in winning probability is just 1.23% in favor of the banker.
• Avoid the tie bet: arguably the best strategy out there. There’s simple science behind this tip – the tie bets have a high house edge, and while the 8:1 payout ratio is tempting, the chances of a tie are small.
• Don’t bother with counting cards: you can’t count cards in online baccarat. Just take it easy, let Lady Luck do her work, and enjoy the game.

Baccarat is an exciting casino game with little to do with technique or strategy. Its simplicity is why we enjoy it: sometimes, it’s nice to just place your bet and wait for the hands to settle. Baccarat offers plenty of excitement and suspense, plus it’s easy to grasp if you’re just starting with card games.

Last updated: 05/13/2025