Real Money Online Casinos 2025 Review

Top US Online Casinos That Pay Real Money

Online casinos are completely legal in seven states: NJ, PA, MI, WV, CT, RI, and DL. I’ve listed my favorite real money casinos in the U.S., explained the basics of their operations, and dropped some exclusive bonus codes as well to get you started. My chosen casinos have welcome bonuses that offer a ton of value, massive selections of casino games that pay real money, smooth mobile apps for gaming on the go, and loyalty programs that actually reward you.

Needless to say, all the deposit and withdrawal options on these casinos are fast and secure. My picks are American casino sites, regulated by state authorities. Without further ado, here are my top 7 real money casinos that I think you’re going to enjoy too!

1. BetMGM Casino
2. Caesars Palace Online Casino
3. Golden Nugget Casino
4. DraftKings Casino
5. Fanatics Casino
6. FanDuel Casino
7. BetRivers Casino

There are various legal real money casinos operating in the US. I have reviewed all online casinos that offer real money games.

1. BetMGM Casino

BetMGM online casino is my go-to choice for real money play in the US, available in West Virginia, New Jersey, Michigan, and Pennsylvania. What I particularly enjoy is exploring their huge library of over 1,500 slot games, including standout exclusive titles like MGM Grand Millions and fun crash gambling games. Their solid table game selection with favorites like Blackjack, European Roulette, and Baccarat keeps even the more demanding players entertained for a long while.

One thing I really appreciate about BetMGM is their frequent promotions for existing players and how most games contribute toward bonus wagering. On the downside, I’ve noticed bonus terms can vary by state and might be a bit confusing. Also, winnings from the no-deposit bonus require at least a $10 deposit before you can cash out, so keep that in mind.

For mobile play, their app for Android and iOS offers hundreds of games optimized for smooth gaming sessions. If you’d prefer not to download another app, you can just opt to play on your mobile browser.

2. Caesars Palace Online Casino

Caesars Palace Online Casino, rebranded in late 2023, has quickly become one of my favorite places to play. They have an impressive and growing collection of games, especially their exclusive Caesars-themed slots.

One of the best things about Caesars Palace is how well they integrate the Caesars Rewards loyalty program. Each time you play, you earn points for hotel stays, luxury gifts, and even event tickets at Caesars Entertainment locations worldwide, making it one of the best loyalty programs I’ve seen.

Their live dealer section, provided by Evolution Gaming, adds a fun, authentic casino feel to your online experience. Regular players will also appreciate the frequent promotions and daily incentives.

Just a heads up: wagering requirements can be high, and promotions might vary a lot depending on your state. Also, their referral bonus isn’t as generous compared to some other casinos.

Caesars Palace Online Casino is a strong choice if you’re looking for rewarding gameplay and excellent perks.

3. Golden Nugget Casino

Golden Nugget is one of the oldest and most trusted real money online casinos in the US, available in West Virginia, Michigan, Pennsylvania, and New Jersey. Even though it became part of the DraftKings brand in 2022, Golden Nugget still keeps its unique charm and strengths.

One of my favorite things about Golden Nugget Casino is their huge selection of casino games: it’s easily one of the biggest around. Plus, they offer plenty of convenient payment methods for deposits and withdrawals, and you can get started with just a $5 deposit, which is excellent news for more casual players.

On the flip side, their mobile app isn’t quite as smooth as playing on the website, and if you’re using bonus money, you’ll have fewer games to pick from.

The best real money online casinos hold a license in up to four of the regulated online casino states.

4. DraftKings Casino

DraftKings is widely known for sports betting, but it’s also a standout option for online casino gaming. Operating in five US gambling markets, including Connecticut, DraftKings Casino is a great choice if you’re looking to mix casino gaming with sports betting, as both are seamlessly integrated into one convenient app for Android and iOS.

What I really appreciate about DraftKings is their large library of over 1,500 games, including a range of exclusive titles you won’t find anywhere else, such as DraftKings Rocket, a unique and thrilling game where you bet on when a rocket will crash.

They also automatically enroll you in their Dynasty Rewards program, giving you extra perks just for playing. On the downside, DraftKings offers games from fewer providers compared to some competitors, and table games can have higher minimum bets.

In my experience, DraftKings Casino is an excellent all-around option, especially if you enjoy a smooth blend of casino and sports betting.

5. Fanatics Casino

Fanatics Casino is the latest major brand to jump into the US online casino scene, currently available in Michigan, New Jersey, Pennsylvania, and West Virginia. Originally known as an apparel giant, Fanatics made a big splash by launching both their casino and sportsbook apps, quickly becoming a notable player in the gambling world.

The standout feature for me is their real money casino app: it’s arguably among the best-performing casino apps I’ve tested. I also like how every bet earns FanCash, which you can use for merchandise and other perks. Fanatics offers a selection of exclusive branded casino games you won’t find anywhere else, adding to their unique appeal.

Still, there are a few drawbacks. Their desktop website is currently only in beta and isn’t fully optimized yet, daily promotions for regular players are limited, and their live dealer section is smaller compared to some competitors.

6. FanDuel Casino

FanDuel Casino is another top choice of mine. While FanDuel is widely known for daily fantasy sports and sports betting, their online casino has plenty to offer.

Their game selection includes engaging table games, real money slots, live dealer options, and popular jackpot slots like Buffalo Gold. FanDuel also runs frequent promotions for existing players, keeping things fresh and rewarding.

One thing I particularly appreciate is their fast withdrawal process, especially via PayPal. On the downside, FanDuel has a pretty humble welcome bonus that expires relatively fast.

FanDuel Casino delivers a reliable, enjoyable gaming experience with convenient payouts and ongoing player rewards.

7. BetRivers Casino

Last but not least, BetRivers Casino is another solid choice, offering plenty of reasons to check it out. One highlight is their massive game library—over 1,800 casino games, including slots, video poker, Slingo, and quickplay games. They also provide a lively community feel with features like tournaments, King Cash Community Chat, and regular winner highlights right on the homepage.

A big plus for me is their straightforward approach to bonuses, especially with the low 1x playthrough requirement. BetRivers also runs a top-notch VIP and loyalty program, iRush Rewards, which gives members exclusive perks.

However, the platform could use a design update, as the user interface feels a bit outdated, and ongoing promotions for existing players are somewhat limited.

All online casino real money sites offer welcome bonuses for new players.

How to Register on a Real Money Casino

Since real money online casinos are regulated, there are specific requirements you’ll need to meet before you can start playing. Here’s a simple step-by-step guide based on my experience:

1. Choose a Reputable Casino: Pick one from my recommended list and visit their website.
2. Visit the Website: Click the “Sign-Up” or “Register” button on the casino’s homepage.
3. Create a New Account: Fill out the registration form with accurate personal details, including your full name, email, birthdate, last four digits of your Social Security number, and contact info.
4. Verify Your Identity: Upload required documents like a government-issued ID and proof of address. This step is necessary before you can deposit or play.
5. Enter the Promo Code: If prompted, enter a promo code or opt-in for any available sign-up bonuses (using my provided links usually handles this automatically).
6. Make Your First Deposit: Choose your preferred payment method and make your initial deposit, unless you’re claiming a no-deposit bonus.
7. Start Playing: Head to the game lobby and enjoy your favorite real money casino games!

BonusFinder Tip

You're only allowed to have one account per online casino. If you've already claimed a welcome bonus, you can't create a new account to claim it again.

Mandatory Player Regulations

When playing at real money online casinos, there are specific rules and regulations everyone needs to follow. All legal online casinos adhere to state-set guidelines:

• Gambling Age Limit: You need to be at least 21 years old to play at regulated online casinos in the US. While some sweepstakes sites allow players aged 18+, regulated casinos strictly enforce this age requirement.
• Geolocation: You need to be physically present in the state where the online casino is licensed. Your geolocation will be verified as geofencing is required by federal law. You can register your gambling account from anywhere in the USA but you have to be in the state while playing.
• Verified Account: Legal online casinos in US are required to ask your name, username, password, phone number, address, last four digits of SSN for account verification. If the casino asks you for a government-issued ID, it’s because of this regulation.

Real money online casinos are available in limited states.

How to Find Regulated Online Casinos in the US?

While online sports betting is becoming more and more regulated across the United States, real money casino gambling is still limited to a handful of states. Online casinos offer real money games in seven states, four of which can be considered the main locations for real money casinos: MI, NJ, PA, and WV. Let’s take a look at each of these states!

New Jersey

NJ is the most advanced state for online casino gaming in all of the US. NJ no deposit casinos have been available in since 2013. The Garden State hosts the most commercial online casinos, and is home to popular online casinos like Borgata Online Casino and Stardust Online Casino. You will find some of the highest paying real money casinos sites in New Jersey.

New Jersey Division of Gaming Enforcement oversees and regulates all NJ online casinos and sportsbook operators.

Pennsylvania

Pennsylvania is a big casino gambling state with multiple options for online casino real money gameplay. PA online casino gambling was legalized in 2017, but the first online casinos opened a couple of years later in 2019. In 2025, the PA gambling market is booming. Although better known as a sports betting state, Pennsylvania still offers great opportunities for casino gaming!

PA real money casinos and sportsbooks are licensed and regulated by the Pennsylvania Gaming Control Board.

West Virginia

West Virginia passed a gambling law allowing mobile casino sites in 2020. DFS giant DraftKings was the first to open its online casino in the state on July 15th. West Virginia is a much smaller state than the rest of the major real money casino states, but has a vibrant casino culture. There are roughly 10 WV online casinos operating in the Mountain State.

The West Virginia Lottery Commission is the state’s regulatory body for online gambling.

Michigan

Online casinos for real money in Michigan were legalized in December 2019. In January 2021, they finally went live with real money casino gambling. Michigan is currently the fastest-growing online gambling state in the U.S.

There are several Michigan casino bonus codes, including offers from the popular Golden Nugget MI, BetRivers Michigan, Stars, FanDuel Michigan, and Draftkings MI. All of the online casinos are licensed by the Michigan Gaming Control Board.

Other Regulated States

Online casino gambling has been legalized in other states, too. Connecticut legalized online casino real money gaming in July 2021, and operators launched business some months later. There are a couple of brands operating in the state, namely big brands like DraftKings and FanDuel.

Legal casino sites are also available in Delaware and Rhode Island, but the options are quite lacking due to limited competition.

In rest of the states, online casino gaming is not regulated. For players in states like Florida or California, the only available options are social casinos or sweepstakes sites.

List of Online Casinos & Welcome Offers

One of the biggest draws for me when it comes to real money online casinos is their bonus offerings. Almost every casino I’ve tried has some form of welcome bonus, though naturally, some stand out more than others. I’ve taken the time to read through the terms and conditions of each casino and evaluated their bonuses based on factors like expected value, wagering requirements, time limits, and bonus amounts. Below, you can check out my curated list of recommended real money online casinos and their respective welcome bonuses:

Casino Bonuses in a Nutshell

If you’re an avid casino player, you’re probably familiar with the various types of bonuses offered on real money gambling sites. In case you need a refresher, here’s a quick rundown:

• Deposit Match Bonus:
  Deposit match bonuses are the most common welcome offers. You make a qualifying real money deposit, and the casino matches it with casino credits. Keep in mind, these bonuses typically have wagering requirements, meaning you’ll need to play through them before withdrawing your winnings.
• No Deposit Bonus:
  No deposit bonuses are essentially free credits given upon registering a new account. They’re great for trying out a casino without risking your own money. Just remember, these credits must be used for casino gameplay.
• Free Spins:
  Free spins are incredibly popular among players. Casinos often award these spins when you sign up, typically for specific slot games. Although they’re usually low-value spins, they still offer chances to win big!
• Holiday Bonuses:
  Online casinos also provide seasonal promos to already existing players: you’ll find them on the casino’s Promotions tab. These can be daily, weekly, or tied to loyalty programs and special events.

I understand that most players prefer to dive straight into real money gaming without worrying about bonus conditions. If you’re interested in a particular offer, check out BonusFinder pages such as the $200 no deposit bonus review. I carefully rank and review bonuses based on clear criteria, providing straightforward articles to help you choose wisely.

Playthrough Requirements

Every casino bonus has wagering requirements, which is the number of times you need to wager your bonus amount before you can withdraw it as cash. This is a key factor I look at when evaluating casino bonuses. For instance, a $2,000 bonus might sound great initially, but not if it comes with a 50x wagering requirement, meaning you’d need to wager a total of $100,000.

Time Limits

Most casinos give you between 7 and 30 days to fulfill wagering requirements on your bonus. However, I’ve noticed some casinos have stricter limits, sometimes as short as 24 or 48 hours. It’s important to keep an eye on these timeframes to avoid losing your bonus.

Eligible Games

Not all games qualify for bonus wagering. I’ve seen casinos commonly exclude high-RTP games such as Roulette, Blackjack, or live dealer games. Additionally, bonus funds sometimes can only be used on specific slots, so always double-check the T&Cs to avoid surprises.

Online casinos have various payment options you can choose from. Pick the real money site that supports your preferred banking methods.

Available Payment Options

The best legal online casinos I’ve used offer multiple ways to deposit and withdraw funds. Here’s a quick overview of common payment methods accepted at U.S. online casinos:

• American Express
• Apple Pay Casinos
• Cash App Casinos
• Cash at Casino Cage
• Credit Card Casinos
• Debit Card Casinos
• Discover Card
• eCheck Casinos
• Google Pay Casinos
• Mastercard
• Neteller
• Online Banking
• Pay by Phone
• PayPal Online Casinos
• Paysafecard
• Skrill Casinos
• Trustly Casinos
• Venmo Casinos

As a rule of thumb, the method you use to deposit funds is also going to be your withdrawal method by default. Deposits typically process instantly, allowing you to play immediately. Each casino lists available deposit methods clearly in their cashier section. If you are looking for specific deposit casino, you can check out $10 deposit casinos or $20 minimum deposit casinos in your state.

BonusFinder Expert Pick

When choosing a banking method, I always make sure to use a card or account in my own name. For services like PayPal, I use the same email address linked to my casino account to ensure smooth transactions.

Henri Ojala

Professional Poker Player

There are no instant withdrawal casinos, as regulated casinos manually verify transactions to prevent money laundering. From my experience, withdrawals typically take from a few hours up to several banking days. To speed things up, I recommend using convenient withdrawal options like PayPal, Venmo, or Apple Pay.

Are There Online Casinos You Should Avoid?

While I’ve come across many perfectly legal and trustworthy real money casinos in the U.S., I’ve also noticed platforms that aren’t regulated by state authorities. These blacklisted casinos are usually offshore operations that don’t follow the strict rules legal U.S. casinos must adhere to. They might refuse to honor winnings, delay or decline payouts, have unprofessional customer service, and enforce unfair wagering terms.

State agencies and control boards ensure casinos follow gambling regulations closely. Playing at unregulated offshore sites won’t provide these protections, so I always recommend sticking to licensed and legal real money casino sites to stay safe.

Responsible Gambling Tools & Customer Support

One thing I appreciate about regulated gambling sites is their commitment to responsible gaming. If you’re concerned about your own gambling habits, you can contact the National Council on Problem Gambling at 1-800-522-4700.

• You can control how you play on a casino site by accessing responsible gaming options in your account.
• You can set deposit limits, playtime limits for online casino games, wagering limits, or even put yourself on the self-exclusion list if you notice compulsive behavior.
• Legal online casinos also offer reliable customer support. Whenever I’ve needed help, contacting their support via email, live chat, or phone has always been straightforward and efficient.
• If issues arise that customer support can’t solve, I know I can contact the state’s gambling authority. For example, in New Jersey, players can reach out to the New Jersey Division of Gaming Enforcement by calling 609-984-0909 or emailing info@njdge.org.

Last updated: 07/23/2025